Compound Interest Calculator
See how your money grows over time with the power of compounding.
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RSU Sell vs Hold
Answer a few questions to get a personalized recommendation.
What is the current value of your vested RSUs?
Total market value of the RSUs you're considering selling.
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How long have you held these RSUs?
This determines whether gains are taxed at short-term or long-term rates.
Do you have high-interest debt?
Credit cards or loans above 7% interest rate.
Do you have an emergency fund covering 3–6 months of expenses?
Cash savings you can access immediately if you lose your income.
What percentage of your total net worth is this RSU holding?
Include all assets: savings, investments, property, etc.
Concentration
25%
What is your estimated federal tax bracket?
Check your most recent tax return or pay stub if unsure.
Auto Loan Optimizer
Should you pay off your auto loan faster or invest the difference?
Tell us about your auto loan
Enter the current details from your loan statement.
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The maximum amount you could put toward this loan right now.
Do you have 3–6 months of expenses saved as an emergency fund?
Cash savings you can access immediately if you lose your income.
Do you have other debt with interest rate above 7%?
Credit cards, personal loans, or other high-interest obligations.
What annual return do you expect from investing this money instead?
Historical S&P 500 average is ~10%. A conservative estimate is 6–7%.
Expected Return
7%
What is your income tax bracket?
Auto loan interest is NOT tax deductible — unlike mortgages, there's no tax benefit to keeping this loan.