Compound Interest Calculator
See how your money grows over time with the power of compounding.
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RSU Sell vs Hold
Answer a few questions to get a personalized recommendation.
What is the current value of your vested RSUs?
Total market value of the RSUs you're considering selling.
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How long have you held these RSUs?
This determines whether gains are taxed at short-term or long-term rates.
Do you have high-interest debt?
Credit cards or loans above 7% interest rate.
Do you have an emergency fund covering 3–6 months of expenses?
Cash savings you can access immediately if you lose your income.
What percentage of your total net worth is this RSU holding?
Include all assets: savings, investments, property, etc.
Concentration
25%
What is your estimated federal tax bracket?
Check your most recent tax return or pay stub if unsure.
Auto Loan Optimizer
Should you pay off your auto loan faster or invest the difference?
Tell us about your auto loan
Enter the current details from your loan statement.
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The maximum amount you could put toward this loan right now.
Do you have 3–6 months of expenses saved as an emergency fund?
Cash savings you can access immediately if you lose your income.
Do you have other debt with interest rate above 7%?
Credit cards, personal loans, or other high-interest obligations.
What annual return do you expect from investing this money instead?
Historical S&P 500 average is ~10%. A conservative estimate is 6–7%.
Expected Return
7%
What is your income tax bracket?
Auto loan interest is NOT tax deductible — unlike mortgages, there's no tax benefit to keeping this loan.
Rent vs Buy Calculator
Find out whether buying or renting makes more financial sense for your situation.
Tell us about the home you're considering
Enter the details about the purchase. We'll calculate your all-in monthly cost.
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Down Payment
20%
That's $100,000 down — $400,000 loan amount
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Typically 0.5%–2.5% depending on location
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Rule of thumb: 1% of home value per year
Expected Annual Home Appreciation
3%
Tell us about renting in the same area
We'll compare renting to buying over your planned time horizon.
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Annual Rent Increase
3%
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Account for lifestyle differences between buying and renting
Toggle any costs or savings that apply to your situation. These shift the true monthly cost for each path.
If you BUY, you'll also pay/save:
If you RENT, you'll also pay/save:
Add your own
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Tell us about your situation
These details help us calculate the real after-tax cost for each path.
How long do you plan to stay?
7 yrs
Planning to stay 7 years
Used to calculate mortgage interest deduction benefit
Do you itemize deductions?
If yes, mortgage interest may be tax deductible above your standard deduction